Sunday, 13 March 2016

BASE RATE : 10.00 %
Borrowers' category Home Loan interest rate, irrespective of loan limit
Women 10 bps above the BR i.e 10.10% p.a.
Others 15 bps above the Base Rate i.e. 10.15% p.a.
SBI Car Loan Scheme
For all tenure 0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men)
0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women)
(irrespective of the loan amount)
SBI Combo Loan Scheme
For all tenure For Term Loans only:
0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men)
0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women)
(irrespective of the loan amount)
NRI Car Loan
For all tenure 0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men)
0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women)
(irrespective of the loan amount)
Used Car Loans
Up to 3 years 7.25% above Base Rate i.e. 17.25% p.a.
Above 3 yrs up to 7 yrs 7.50% above Base Rate i.e. 17.50% p.a.
Certified Pre-owned car loan
Up to 3 years 6.00% above Base Rate i.e. 16.00% p.a.
Above 3 yrs up to 7yrs 6.50% above Base Rate i.e. 16.50% p.a.
SBI Two wheeler loan
Up to 3 years 8.25% above Base Rate i.e. 18.25% p.a.
SBI Student Loan Scheme
SBI Student Loan*
For loans uptoRs 4 lac 3.50% above Base Rate i.e., 13.50%
Above Rs 4 lac and uptoRs 7.50 lac 3.75% above Base Rate i.e., 13.75%
Above Rs 7.50 lac 1.75% above Base Rate i.e., 11.75%
* for Girl Student 0.50% concession in interest rate
Xpress Credit
Full Check-off 300 bps – 350 bps above Base Rate i.e., 13.00 % p.a. – 13.50% p.a.
Partial Check-off 400 bps – 450 bps above Base Rate i.e., 14.00 % p.a. – 14.50% p.a.
No check off 500 bps – 550 bps above Base Rate i.e., 15.00 % p.a. – 15.50% p.a.
Loan against pledge of Gold Ornaments
2.50% above Base Rate Floating, currently 12.50% p.a.
Loan against NSCs/ KVPs/ RBI Relief Bonds/ Surrender value of SBI Life/ LIC/ SBI Magnum etc.
Upto 3 years 4.50% above base Rate i.e., 14.50%
More than 3 years and below 6 years 4.50% above base Rate i.e., 14.50%

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