BASE RATE : 10.00 %  

Borrowers' category  Home Loan interest rate, irrespective of loan limit  
Women  10 bps above the BR i.e 10.10% p.a.  
Others  15 bps above the Base Rate i.e. 10.15% p.a.  
SBI Car Loan Scheme  
For all tenure  0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men) 0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women) (irrespective of the loan amount) 

SBI Combo Loan Scheme  
For all tenure  For Term Loans only:  
0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men) 0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women) (irrespective of the loan amount) 

NRI Car Loan  
For all tenure  0.45% above base rate, i.e. 10.45% p.a., for all tenure ( for Men) 0.40% above base rate, i.e. 10.40% p.a., for all tenure ( for Women) (irrespective of the loan amount) 

Used Car Loans  
Up to 3 years  7.25% above Base Rate i.e. 17.25% p.a.  
Above 3 yrs up to 7 yrs  7.50% above Base Rate i.e. 17.50% p.a.  
Certified Preowned car loan  
Up to 3 years  6.00% above Base Rate i.e. 16.00% p.a.  
Above 3 yrs up to 7yrs  6.50% above Base Rate i.e. 16.50% p.a.  
SBI Two wheeler loan  
Up to 3 years  8.25% above Base Rate i.e. 18.25% p.a.  
SBI Student Loan Scheme  
SBI Student Loan*  
For loans uptoRs 4 lac  3.50% above Base Rate i.e., 13.50%  
Above Rs 4 lac and uptoRs 7.50 lac  3.75% above Base Rate i.e., 13.75%  
Above Rs 7.50 lac  1.75% above Base Rate i.e., 11.75%  
* for Girl Student 0.50% concession in interest rate  
Xpress Credit  
Full Checkoff  300 bps – 350 bps above Base Rate i.e., 13.00 % p.a. – 13.50% p.a.  
Partial Checkoff  400 bps – 450 bps above Base Rate i.e., 14.00 % p.a. – 14.50% p.a.  
No check off  500 bps – 550 bps above Base Rate i.e., 15.00 % p.a. – 15.50% p.a.  
Loan against pledge of Gold Ornaments  
2.50% above Base Rate Floating, currently 12.50% p.a.  
Loan against NSCs/ KVPs/ RBI Relief Bonds/ Surrender value of SBI Life/ LIC/ SBI Magnum etc.  
Upto 3 years  4.50% above base Rate i.e., 14.50%  
More than 3 years and below 6 years  4.50% above base Rate i.e., 14.50% 
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